Alexander Bachuwa

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Agreeing to T’s & C’s Won’t Cost You Your Soul
If a company buries, “By signing up, you agree to sell your soul”, deep in the fine print, is that enforceable? How legally binding are the T’s C’s?
No Class-Actions Against Banks? So What?
Thanks to legislation, the CFPB rule giving consumers the right to opt out of arbitration will not happen, leaving consumers little option.
Equifax Data Breach, What It Means Today*
Your personal information may have been exposed as a result of the Equifax data breach. Apparently 143m Americans may be exposed.
Is Chase’s 5/24 Rule Legal?
Could there be any way to argue that the 5/24 policy is not a reasonable evaluation of an applicant’s creditworthiness and unlawful?
No Justice In Small Claims Court
The airline’s lawyer did not show up at small claims. Instead, he sent a lawyer to appear on the airline’s behalf and ask for an adjournment.
Practical Tips to Protect Your Points
In these posts, Alex and Darr are looking forward to answering your questions and providing some general tips to help our readers.
Beating Citi in Arbitration, What It Means for You
My client was told that he'd get a $200 credit if he spent $12000 in 3 months. My client spent more than that and was refused his credit.
Involuntarily Bumped? Know Your Legal Rights
Airline customer service has deteriorated such that Congress is now holding hearings and airlines are resorting to extreme measures.
Small Claims Court, A First-Hand Tutorial
What can consumers do about claims that do not have an arbitration agreement? The answer is go to the Small Claims Court.
The Corporate Insurgence
Corporations have noted my mission to fight on behalf of consumers and have resorted to urban warfare tactics to thwart my efforts.
The Consumer Strikes Back
I want to caution would-be claimants on the pitfalls of arbitration. Hire an attorney on a contingency fee basis to avoid incurring huge legal costs.
Don’t Let Arbitration Delay Your Wedding
Avoid hiring experts unless it is necessary. In consumer arbitration, because each side is responsible for the costs of retaining its own experts.